Woolworths Everyday Money Credit Card is competitively positioned in "Retail Rewards Card" market with:
- Lowest APR
- Unique rewards - Shopping card every 4 months
- Hot offer - Bonus $50 shopping card. Apply by 31 March 2010 and make 3 purchases by May 2010
- Low annual free (waived for first year)
Woolworths Everyday MoneyTM Credit Card Features:
- No annual fee - Pay no annual fee for the first year and only $49 per year after that.
- Free additional cardholder - You can apply for a family member or friend who is over 16 years of age to become an additional cardholder on your Everyday Money Credit Card. You'll even earn reward points for purchases on the additional card. Simply complete the relevant section of the Everyday Money Credit Card application.
- A competitive credit card interest rate - The Everyday Money Credit Card offers a competitive interest rate (currently 18.74% p.a. on purchases and 20.99% p.a. for cash advances).
- Up to 55 days interest free on purchases - With an Everyday Money Credit Card you can benefit from up to 55 days interest free on purchases.
- 5.99% p.a. on card balance transfers for the first 6 months - Your Everyday Money Credit Card gives you the option to transfer the balances from your non-HSBC credit or store cards, enabling you to reduce the cost and difficulty of managing more cards. Apply now and you'll pay a low 5.99% p.a. for the first 6 months on balance transfers from non-HSBC credit or store cards.
- Worldwide acceptance wherever you see the MasterCard® logo - The Everyday Money Credit Card is accepted at over 26 millions locations worldwide wherever you see the MasterCard® logo.
- Chip security - A microchip is embedded in the Everyday Money Credit Card plastic. The chip-enabled card carries more sophisticated payment applications, including enhanced security programs that provide better protection against unauthorised card use.
- MasterCard® PayPassTM - MasterCard PayPassTM is a convenient payment program that will allow you to just Tap & GoTM your card wherever you see the PayPass sign. So there's no need to wait, sign or enter a PIN for amounts that are $35 or less.
- Access to Everyday Money Credit Card Repayment Insurance - Protect yourself from the unexpected with Everyday Money Credit Card Repayment Insurance. Get help with your monthly credit card repayments if you're involuntarily unemployed (due to redundancy or retrenchment) or can't work due to injury or sickness. If you become totally and permanently disabled or were to pass away, the outstanding balance on your card is repaid up to a maximum of $25,000.
Everyday Money Credit Card Repayment Insurance doesn't cost much. You'll pay just 60c for each $100 of your monthly outstanding balance. There are no medical examinations or health questions to answer and you have a 30-day cooling off period. If you'd like to apply for Card Repayment Insurance simply select this option when you apply for the Everyday Money Credit Card. - We'll even let you choose your own card colour - now that's refreshing! When you apply for the Everyday Money Credit Card you can choose from a black, pink, blue or green card. And if you apply for an additional cardholder they too can choose their own card colour.
Apply for Woolworths Everyday Money Credit Card online!
| Product Information | |
|---|---|
| DETAILS | |
| Product | Everyday Money Credit Card |
| Institution | Woolworths |
| Apply Online | - |
| Free Days | 55 |
| Minimum Limit | $1000.00 |
| Maximum Limit | $0.00 |
| Minimum Repayment (%) | 2.50% |
| Minimum Repayment ($) | - |
| Card Type | Credit Card |
| Card Level | Standard |
| Card Brand | MasterCard |
| RATES | |
| Purchase Rate | 18.74% |
| Cash Rate | 20.99% |
| Intro Rate | - |
| Intro Term | - |
| Balance Transfer Rate | 5.99% |
| Balance Transfer Term | 6 months |
| FEATURES | |
| Rewards Program | Yes |
| Additional Cardholders | - |
| Purchase Insurance | No |
| Extended Warranty | No |
| Travel Insurance | No |
| Loan Discount | No |
| Overseas ATM | - |
| FEES | |
| Annual Fee | $49.00 |
| Rewards Program Fee | $0.00 |
| Late Payment Fee | $35.00 |
| Foreign Exchange Fee | - |
| Over the Limit Fee | $0.00 |